Are you thinking of applying for payday loans in Australia ? Then credit score is an important factor in your financial life. The higher your credit score, the more likely you are to qualify for loans and credit cards at the most favorable terms which will SAVE you money. If your credit card score is lower than you would like it to be, you are not alone. Getting rejected for loans and credit can be daunting in Australia. The good news is that you can recover from a ‘lower than you would like’ credit score. We have got some simple steps to help you improve your credit score and get your finances back on track! 1. Pay your bills on time: Did you know that your payment history makes up 35% of your overall FICO score? This means, every time you miss a payment, your score takes a hit. To avoid this, you could set up automatic payment methods. This will guarantee you never fall short on the due date! 2. Get a credit card: If you d...